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Agency Principals

Caroline Day Scruggs, AAI, CIC - President

Mrs. Scruggs earned her BS. degree from the University of Maryland at College Park in 1983, and shortly thereafter she entered the insurance industry. Mrs. Scruggs obtained the AAI designation (Accredited Advisor in Insurance), and she received the CIC designation (Certified Insurance Counselor). As President of DDM Insurance, Mrs. Scruggs is responsible for agency administration, including human resources, computer training and agency accounting. Mrs. Scruggs served as President of the Independent Insurance Agents Association of Montgomery-Prince George's Counties, and she served as chairman of the Independent Insurance Agents of Maryland's Legislative Committee.

Stephen J. Deadrick, CLU, CIC - Vice President, Sales

Mr. Deadrick began his insurance career in 1978 with the John Hancock Life Insurance Company. In 1982, Mr. Deadrick joined the Collins & Day Agency as a producer and in 1985, he was named Vice President of Sales. Mr. Deadrick is Vice President of Sales at DDM Insurance and he is the managing partner of the Commercial Lines and Financial Services Departments. He is a producer and writes business in all departments at DDM Insurance. Mr. Deadrick obtained the CLU (Chartered Life Underwriter) designation, and, he received the CIC (Certified Insurance Counselor) designation.

James Andrew Day, CIC - Vice President, Marketing

Mr. Day entered the insurance industry shortly after graduating from the University of Maryland at College Park in 1986. Continuing the family tradition, Mr. Day joined his sister, Caroline, as a third generation insurance agent. Mr. Day served as Secretary/Treasurer at Collins & Day, Inc. until the merger with Marshall Insurance Services. As Vice President of Marketing with DDM Insurance, Mr. Day is the managing partner for the Personal Lines Department, and he is a producer for all three departments at DDM Insurance. Mr. Day obtained the CIC (Certified Insurance Counselor) designation.